Should I try to handle my own injury claim with an insurance company?

by Tim O’Hare

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Anyone who has ever had the misfortune of dealing with an injury as the result of a car accident, fall or workplace injury knows just how difficult it can be to navigate the maze of insurance laws. Not only can dealing with insurance companies be a frustrating, anxiety-filled ordeal, but understanding and interpreting the laws that apply to injury cases will only add to your stress.

While you can attempt to handle your claim on your own, the real question is: should you handle your own injury claim with an insurance company?  The simple and unequivocal answer is no.

Insurance adjusters can be tricky. They often strive to get individuals to settle for far less than what they are entitled to.  A personal injury attorney will work for you, dealing with insurance companies and the law, to ensure you are treated fairly and receive what the law says you are due.

Hiring a personal injury attorney when you’ve been injured in an accident is not simply another unnecessary expense. Doing so can pay back multiple dividends, decreasing your stress level and helping you recover more money than you ever could on your own to help you pay for medical bills, recover your lost wages and be compensated for your pain, hassle and scarring.

A lawyer who deals strictly in personal injury law will be familiar with all the laws pertaining to your case, laws that often vary by state. They will also have the necessary knowledge to help you receive fair compensation. If your case for any reason needs to be disputed in court, a personal injury attorney will provide the best representation to handle your case.

Being injured in a car accident or in a work-related accident can be life changing. Don’t take on the unnecessary burden of dealing with the insurance companies on your own. Hire an experienced personal injury attorney to focus on your case so that you can focus on yourself.  While it may seem costly at first, it will pay off in the end when you receive the full amount owed to you, rather than only a portion of that, which is likely what you would receive if working without an attorney.

Injury cases aren’t the only reason you may need a personal injury attorney. Other reasons you may need to turn to a personal injury for legal guidance include:

  • Wrongful death — Have you lost a loved one due to the negligence of another person? If so, you may be entitled to make a wrongful death claim. A wrongful death claim can be made by surviving beneficiaries of the deceased, including the surviving spouse, children and parents. (Learn more about wrongful death and how to hire the right lawyer for your wrongful death case.)
  • Injury suffered on someone else’s property —  If you have suffered an injury while on someone else’s property, you may have grounds to make a premises liability claim. Premises liability cases, like many other personal injury cases, can be complicated, as it has to be proven that the property owner was negligent and the injury suffered was a result of that negligence.
  • Injury suffered by a defective or recalled product — Products liability is another common category of personal injury cases, as thousands of product recalls are issued every year on items determined to be of potential danger to consumers.
  • Medical Malpractice — Have you experienced illness or injury as a result of a doctor or medical professional’s negligence? Mistakes made by medical professionals due to negligence can result in serious injury or even death. Medical malpractice cases can be especially challenging without an experienced personal injury attorney.

If you have been injured in a car accident, suffered injury on someone else’s property, or suffered an injury through no fault of your own in another manner, contact the experienced legal team at The Law Offices of Tim O’Hare. We will help you in your time of need and make sure you are not taken advantage of.

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