The 2-Year Statutes of Limitations Deadline: Do I Still Have Time to File a Car Accident Lawsuit in Carrollton?

If you were injured in a car accident in Carrollton, one legal rule matters more than almost anything else: time. Texas law places a strict deadline on when you can file a car accident lawsuit, and missing that deadline can permanently eliminate your right to seek compensation — regardless of how serious your injuries are or how clearly the other driver was at fault.

Many accident victims believe they can deal with the legal side later. Unfortunately, waiting too long can cause your case to disappear before it ever truly begins. Understanding how the two-year statute of limitations works is critical if you want to protect your rights.

What Is the 2-Year Statute of Limitations in Texas?

In Texas, you generally have two years from the date of a car accident to file a personal injury lawsuit, according to the Civil Practice and Remedies Code § 16.003. This deadline applies to drivers, passengers, pedestrians, and others injured due to another party’s negligence.

If a lawsuit is not filed within this two-year window, the court will almost always dismiss the case. At that point, insurance companies have no obligation to negotiate, and you lose the legal leverage needed to pursue fair compensation.

A knowledgeable car accident attorney in Carrollton can make sure this deadline doesn’t quietly cost you your case.

Why Waiting Can Hurt Your Case — Even Before the Deadline

While two years may sound like plenty of time, delays can weaken your claim long before the deadline arrives. Evidence can be lost, witnesses may become unavailable, and accident details can fade from memory. Insurance companies often take advantage of these delays, knowing the clock is on their side.

Starting the process early allows your attorney to preserve critical evidence, document your injuries properly, and build a stronger case from the beginning.

Are There Exceptions to the Two-Year Deadline?

In limited situations, the statute of limitations may be extended. For example, if the injured person is a minor, the clock may not begin running until they turn 18. Certain cases involving specific legal circumstances may also qualify for exceptions.

However, these exceptions are narrow and often misunderstood. Assuming an exception applies — without legal confirmation — can be a costly mistake. Consulting with a car accident attorney in Carrollton is the safest way to determine exactly how much time you have.

How O’Hare and Koch Law Firm Helps Protect Your Claim

At O’Hare and Koch Law Firm, we guide injured clients through every step of the car accident claims process. We handle the legal deadlines, paperwork, and insurance negotiations so you can focus on your recovery. Don’t try to navigate the insurance company on your own — insurance companies are focused on minimizing payouts, not on your best interests.

You won’t pay a dime unless we win your case. Serving car accident victims across Dallas, Tarrant, and surrounding counties, we provide compassionate advocacy, unwavering strength, and a relentless commitment to helping you recover — physically, emotionally, and financially.

We have a proven record of recovering compensation for medical expenses, lost wages, and pain and suffering. When you work with our firm, we will:

  • Evaluate your case and confirm all applicable deadlines
  • Investigate the accident and gather supporting evidence
  • Communicate with insurance companies on your behalf
  • File all necessary legal documents on time

Having a trusted car accident attorney on your side levels the playing field against insurance companies, ensuring your rights are protected and your case is handled with care and expertise.

Taking Action Now Puts You in Control

Filing a lawsuit does not mean your case will automatically go to trial. In many situations, taking timely legal action actually encourages fair settlement negotiations outside of the courtroom. It shows the insurance company that you are serious about protecting your rights.

By acting early, you preserve your options and give your attorney the strongest possible position from which to advocate for you.

Speak With a Carrollton Car Accident Attorney Before Time Runs Out

If you were injured in a car accident in Carrollton, the most important step you can take is finding out where you stand before time decides your case for you. The sooner you speak with an attorney, the clearer your options become.

O’Hare and Koch Law Firm is committed to helping accident victims understand their rights and pursue the compensation they deserve. Contact us today to speak with one of our experienced car accident attorneys located in Dallas or Carrollton.

Remember: No Fee Unless We Win.

Schedule your free consultation today >

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Written by:
David Koch
David is a member of the American Bar Association, Texas Bar Association and Dallas Bar Association. He is admitted to practice in all Texas courts, as well as U.S. Federal Courts in the Northern, Southern, Eastern and Western Districts of Texas. David handles every case like he is helping a member of his own family and has consistently received excellent results for his clients in over 30+ years of practice. He has tried over 50 cases to verdict and has obtained many million+ dollar results for his clients.